Dream Home Page #4

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That'll ease off your monthly

financial burden.

Have a thought about it.

Why stress yourself too far?

You got an awful lot...

Excuse me. Miss Cheng.

Sorry I'm late. Again.

Not at all. What would you drink?

I am fine.

Have you brought all your papers?

Yes I have.

Give them to me.

Birth Certificate, Death Certificate, alright.

I will fill the claim form for you.

Please, your signature here.

Right at this cross.

And I'll sign the witness part.

Alright, the paper work is done.

Excuse me, Richard.

When can I have that cheque?

I'll go back to my office right away

and work it out.

It takes about 10 working days.

I'll call you as soon as the cheque is ready.

That's great.

Thank you. See you.

Nelson? It's me. Miss Cheng.

You took me to see 8B in Victoria Bay

that day.

Yes. Would you ask the seller...

what's his name?

Mr and Mrs Tsang, yes.

Please tell them.

I can take it.

Yes...

I can come to your office

and drop you the initial deposit today.

Yes.

Right. On 30th.

I'll come up to the law firm

and pay the further deposit on 30th.

Sis.

Are you hungry?

No, I've had some food.

What is it?

Look at this.

What year is this?

No. 1988.

Uncle John got married.

Was he?

I've spotted a flat across the street.

I'll move over soon.

Do you have enough money?

Sure. I can handle that.

Open the door!

I know someone is in there.

Open the door! Police!

Open it!

Your father's insurance benefit is ready.

Please check the name,

the amount and the date.

If everything is alright, please sign here.

Here is the paper proved

that you've just received this

$2 million,

as insurance benefit for your father's death.

He'll talk to us about the recent

stock market.

Hello Martin,

the Hangseng Index has rocketed to 31,638.

A new historical height.

Almost touching 32,000.

How would you predict it tomorrow?

Excuse me, driver, how long will it take?

The traffic is bad down here.

If we can move to that highway a bit later...

About 20 minutes.

Alright. Could you please turn down

the radio a bit?

Hello? Nelson, this is Miss Cheng.

I'm sorry. I'm held up by the traffic.

I'll be there as soon as possible.

Please apologize to the seller for me.

Excuse me. Excuse me.

Sorry I'm late.

Why are you so late?

The owners have changed their mind.

What? Why? Please let me speak to them.

They ask for a higher price.

They'd rather double pay you back.

I don't want my deposit back.

I just want to buy that flat.

Why do you suddenly say so?

They think it could be more than 50% higher

than the current price.

Miss Cheng.

What? You can't do this to me!?

Damn you. I've paid the deposit.

You told me to come to sign the

contract today.

What do you mean?

They have decided to hold it.

They will double pay you back.

I don't want the money. I want the flat.

Please calm yourself, Miss Cheng.

Shall we call the police?

Listen to me. Mr and Mrs Tsang.

Give me a minute. Stay.

Don't stand in my way.

Please... I'm begging you...

just give me one minute.

Sis...

Sis...

What's up?

Are you OK?

I'm fine...

I'm now off to bed.

You too, don't be too late.

Police! Open the door.

I know there's someone in.

Open the door!

Miss, what took you so long?

Excuse me. I was asleep. I didn't hear you.

Someone's complaint about noise here.

Can we have a look around?

My fault. I forgot to turn off the music.

You can sleep in that noise, can't you?

I just fell asleep after taking

a flu medication.

What happened to your face?

Did someone hit you?

No. I just fell down.

I'm fine. Thanks for your concern sir.

Did it hurt so much?

Let's get in have a look.

No. It's no big deal sir.

Look out.

Put down your knife.

Put down the knife.

Separate them.

Or I'll shoot you. Don't move.

Just put down the knife.

Lay your hands on your head.

Put down the knife or I'll open fire.

Don't move.

Sh*t! What the hell!

I'm driving, miss.

But listen. F*** you.

I don't want any damn thing now.

Don't call all the time.

Stop this harassment.

I say it for the last time.

I don't want nothing, honestly, thanks.

You're welcome, Mr. To.

We're offering low interest, really low.

And you don't start paying interest

until you buy it.

Have you thought of investing

your money properly?

Or spending it on traveling?

F*** you.

Hello, Nelson.

Yes, Miss Cheng, I've spoken to the Tsangs.

Did you? What did they think?

They agree with you.

The price can be cut a bit.

How much?

We've talked about it.

They said HK$ 4.9 million. What do you think?

$4.9 million?

Yes. How do you like it?

Have they read the latest 7-weekly?

What? I haven't.

I just bought a copy.

"A mass murder of 11,,

with one pregnant woman."

Could we just be honest,

as we all want to make this deal?

Yes and honestly,

we've dealt this for a long time.

The Tsangs are nice people.

Otherwise I wouldn't be here, right?

Right.

So how much are you prepared to cut down to?

If you ask me,

I'd say HK$3.9 million.

Or just forget everything. No deal.

What? 3.9 million?

That means...

A difference of 1.3 million?

Exactly. A reduction of HK$1.3million.

That sounds unlikely.

Why don't you talk to them first?

Will you think again?

In fact all my friends think

Even at 3.9 million

I must be crazy to accept it.

I understand. Let me try.

I'll talk to them. OK?

Good. Talk to them.

Take your time. I'm no hurried.

Yes. I'll let you know.

I'll call them right away. OK?

Fine... talk to you later. Thank you, Nelson.

Hello? Miss.

May I know if I am speaking to Jane Lau?

How are you? I am calling from Jetway Bank

You've been chosen as...

Have you been here long time?

Yes, very long.

It's Friday. All hotels are full.

Get into the car. Now.

Com'on, what's the matter?

We're through. A**hole.

What?

Hey! There's no vacant room.

Excuse me. Miss Cheng.

What's the matter?

With the closet put in the bedroom,

there is no room for the bed.

Oh my God!

America's subprime mortgage crisis,

triggered last July,

has now spread globally.

Financial firms on both sides

of the Atlantic

have been proved vulnerable.

Resulting in a global stock market crash.

In the US, more borrowers can't

keep paying their mortgage.

Major companies such as

UBS, Citibank, Merrill Lynch,

Morgan Stanley and Lehman Brothers

have recorded huge losses.

This subprime mortgage crisis could trigger

a credit crunch.

Bringing about recession in businesses

and property markets

not just in the US but the entire world.

Investment opportunities in 2008

looks very gloomy.

Under these circumstances,

The market is extremely volatile,

but the worse is yet to come.

THE END:

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