Life Without Principle

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Excuse me Sir.

- You can't leave.

- Where are you going7

Inspector is coming,

He's got questions for you.

- You can't leave

- Go back,

Go back in.

You can't leave like this.

- Inspector Cheung.

- Let me go...

- Pal,

- Sergeant

What's the situation?

Take your hands off.

Hey, what are you doing?

Why don't you let me go?

I can't let you go out and

bad mouth my place.

But there's a dead body.

You owe me 2 months rent.

Take my deposit!

You can't leave...

Don't move.

I'm Inspector Cheung.

You two are not going anywhere.

We need your testimony.

What's happened?

The residents said

they could not see the actual incident.

Anyone one saw where the suspect goes?

No.

Thanks.

Victim's name is CHEN, 65 years old.

Already been sent to

United Christian hospital.

He lived here for years.

Assailant's name is LEE, 68 years old.

He'd also been living here for many years.

He doesn't have a steady job.

Lee fled after slashing Chen.

Where's Lee's room?

Over here.

Dear.

Look at the view.

- I will late for 20min

- This way.

Ocean view. Beautiful.

Harbor is over there.

Let's see the rooms.

Hi, Mr, Cheung.

Here's the kitchen.

Yes?

It's got a terrace.

I'll call you back.

Come. Let's see the rest.

This way.

This room also has a view. Come.

Good light in here.

Now, the master bedroom.

Mountain view.

Sea view.

Market is heating up.

China investors will return after New Year.

This is a great investment.

Interest rate is low...

- They can lease it out for

- For this one up here,

with such a nice view - I'm on my way.

- I'd say it can go up to 30K.

- I have to go,

When will you decide?

We should think this over.

We need a place to live.

Property price is soaring.

We can't afford it in the future.

Let's talk tonight. I have to go.

Connie,

I have another client.

He's also interested in the flat.

Please make a decision soon.

Good morning.

What can I do for you?

Good morning.

Why are the lines in red and green?

Green line is for banking transactions,

including withdrawals and deposits.

Red line is...

for investment services,

including stock trading and funds.

So what can we do for you?

China investors are leaving for New Year.

We should target local riches.

Trusts for good times,

insurance for bad times.

People have to invest their cash somewhere.

Just the difference on where you invest it.

Our latest unit trust: "Wealth Co. "

HK$2 million, This is your quota.

It was HK$8 million.

Now reduced as season ends.

So take it as a favor from me.

The trust invests in BRIC countries.

Risk evaluation is "High. "

Fund department already briefed you.

I won't repeat here.

Let's take a look at your

latest performance.

This graph shows the best and the worse.

You know who you are.

I'll briefly comment.

Angel

Yes.

You and Jeff did great.

But Tiffany came out on top.

Congratulations, Tiffany.

Allan, great improvement.

Very good. Keep it up!

OK:

Jenny, what about you?

You're 1 million behind.

There's two weeks left.

No problem. I'll call 50 clients a day.

If I make one deal per day,

I'll over-achieve the target.

Good! Remember our bank's motto:

"Clear goal opens new roads".

Season's almost over.

I wish you a Happy New Year.

Meeting adjourned.

It was so close,

lucky that I could answer her immediately.

If she tells me to see her after work,

I'm sure I'll be fired.

You're doing good business.

We're promoting a new unit trust.

It invests in BRIC...

I just bought a flat.

Congratulations.

Do you need to take a mortgage?

Have you considered our bank?

It's taken care of.

Monthly payments are burdensome.

Well, Mrs. Lee you are just being humble!

Your husband and you are

working professionals.

Still

we already got our hands

full with the new flat.

Let's talk later. Bye.

Ok, bye.

BRIC? What is it?

Brazil, Russia, India and China.

No, thanks.

I didn't know Indonesia exports bricks.

It's INDIA. Not Indonesia.

Aren't they the same?

Not interested. I want your calendars,

and New Year red pockets.

What's my credit card points?

When would they expire?

How do I redeem the rewards?

I want to get the TV in

your promotional offer.

Our card center can assist you.

Please hold.

Nice tan, Yuen.

Three-day trip to Thailand.

Special discount. $750,

all inclusive.

I didn't pay a cent.

And got myself a free pen.

It's a beauty.

It's gold-plated.

It's yours.

Thanks.

Here's HK93.15 million deposited

into your account.

Discount doesn't come often.

Next time I'll let you know

when there's another discount.

Sure.

Thanks.

Yuen, I looked into your account.

Can I have a coffee?

Bring me a coffee.

Yes.

You have quite a bit of cash in the account.

Ever considered investing them?

I have a unit trust to recommend.

We have a newly launched fund.

Bank charges will rip me off.

It's only 2%.

This unit trust's portfolio is...

diversified among 20 stocks

in BRIC countries.

- 20 stocks?

- Yes.

If I invest HK$2 million,

If I invest online,

each transaction costs 2 US dollars.

True, but...

- 40 dollars for 20 stocks.

- Right...

Or roughly 320 HK dollars.

But, if you buy...

That's still less than 40 thousand.

Isn't your bank ripping me off?

But...

we take care of your investment for you.

I could take care of you.

Business is all about profits,

but you got play fair.

Credit card charges up to 35% interest.

I...

I charge 15%,

even with bad credits.

Call me.

I already have your card.

Give them to your friends.

I have to go.

I'll see you out.

- No bother

- Here's coffee.

It's mine.

Hi Mr. Cheung,

I'm Teresa from MT Bank.

We have new calendars for you...

I'm in China.

Sorry.

Roaming fee charges...

by the minute.

I have 20 seconds left to yell at you.

What's wrong with you?

Can't you tell this is a long-distance call?

I'm sorry.

- Sir

- Yes?

Please deposit the coins

into my savings account.

Sorry madam.

We'll charge a 10% service fee

for deposits over 500 coins.

The minimum of service fee is $50.

So I'll lose 70 dollars for 700 coins?

Right.

Even pennies and dimes?

Yes.

That's robbery!

Sorry.

But this is our policy.

Thanks Mr. Huang. Bye.

Hi Kun.

Sit.

Yes?

Your fixed deposit is up.

Want to renew for another 3 months?

HK91 million savings

only made 100 dollars in interest.

That's less than my electric bills.

That's not bad.

It's enough to pay 2 meals.

You should renew it.

Inflation will force banks

to raise interest rate.

I'm diabetic.

How soon will...

interest rate go up?

It takes time.

Just a little at a time.

How soon?

Depends on US economy.

Unit trust offers higher returns.

We can do a risk assessment...

before you decide.

There is nothing to lose, right?

This questionnaire will help you to

assess risks in investment.

The questions are meant...

to find out...

which investment profile...

suits you most.

This part...

will show which types of products

are suitable for you,

but it may not reflect

your actual investment risks.

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