Out of Time Page #2

l didn't think about dying.

l understand.

They got this alternative stuff.

There's a clinic in Switzerland. They say...

l know, my blood.

l don't put much stock in all that stuff.

There's like a 1 7 per cent chance,

a 1 7 per cent success rate.

A whole 1 7 per cent?

Odds are probably better l'd hit the lottery,

which is what l'd have to do to afford that.

Listen. Where you going?

- l don't think we should do this any more.

- Ann. Ann.

lt wasn't right for me to drag you into this.

You didn't drag me into anything.

l'm a big boy.

Matt, l'm dying.

l'm dying.

- Thanks for the flowers.

- You're welcome.

- The girls at work were so jealous.

- l'm glad. That's not why you called.

- What's up?

- l want to show you something.

- Chris didn't hit you again, did he?

- No.

When we were married we took out

insurance policies on each other.

But they were only for $100,000.

Yeah? This says a million dollars.

Did you know about this?

No. l remember signing some things,

but l didn't know he made any changes.

He can't get away with this.

This is fraud, you're sick.

No, no. l was diagnosed six months ago.

Chris increased the policy almost

a year ago, right after my 32nd birthday.

My mother was 33

when she died of cancer.

(car draws up)

- That Chris?

- He's here.

- Good, maybe he can explain this.

- No.

- Why not?

- Cos this is not the time.

When is the time? When is the time?

Please. l'm sorry.

- Hey.

- Hey.

l was just taking the trash out.

Thought you were working

a double tonight?

Yeah, l bet you did.

- How was the appointment on Saturday?

- Appointment?

- Yeah, with Dr Frieland.

- What? l didn't have an appointment.

- No?

- No.

- You're sure?

- l'm sure.

Cos Jay saw you go inside his office.

He said you went in with some other guy.

- l just stopped by, l had to ask a question.

- So, now you were there?

- l was there, but l had to ask a question.

- Here we go with the lies again.

- l'm not lying.

- Yes, you are!

(Ann screams)

- You're hurting me!

- Why do you think l do this, Ann?

(Chris) lt ain't my goddamn fault.

Hey, Chris.

How you doing, football player?

- Good. How you doing?

- l'm good.

Judy Anderson called, said

she saw a prowler. You see anything?

- Nah.

- No?

Uh-uh.

- What about your wife? She home?

- She didn't see anything.

- You didn't ask her, Chris.

- She didn't say anything.

Maybe l should ask her. Not that l don't

trust your mind-reading ability. Hey, Ann.

- l didn't see anything.

- OK?

OK. l'm just gonna check the perimeter.

- Go ahead.

- You see somebody you holler, OK?

- Oh, yeah.

- Ann?

Mm-hm.

You have a good night.

- We did it.

- You know this wasn't necessary?

No, no. My name shouldn't be on your

house. l'll buy my own in a few years.

All right.

(phone rings)

Chief Whitlock.

- (Ann) Hey, baby, it's me.

- Hey.

l think l found a way to go

to that clinic in Switzerland.

Right. Uh...

- Can you talk?

- Hold on.

- Forget it.

- Sorry.

No, no, no. l gotta go.

Tell her l say hi. Bye.

- Hello?

- ls this a bad time? Can you talk?

- Yeah. lt was nothing.

- Cos you gotta hear this. lt's incredible.

(Ann) OK. l name you the beneficiary

on my life insurance policy.

No, no, not me personally. You name

the Living Gift as your beneficiary,

after we purchase the policy from you.

And you... l mean the Living Gift,

collects on the policy when l die?

As the beneficiary, yes.

We collect on the policy.

So you make a profit if she dies.

ls that legal?

- We wouldn't be here if it wasn't.

- So, how much do l get?

l know it depends on how long

your medical staff says l have to live.

How about a ballpark figure?

- $750,000.

- l know.

Even if they have to repeat the treatment,

there'll be enough left to go somewhere.

Like the Conch Festival in Key West?

- No.

- Clambake in Opa-Locka?

No. Europe.

- Europe?

- Yeah.

Or Africa.

l'm gonna beat this. You watch.

(knocking)

Hey. Hey!

Richard Petty, give me a hand, man.

Hey, man, watch it, don't slip.

Watch that blood, huh?

Come on, talk to me.

Their investors won't let them

buy any new policies.

- The Living Gift?

- Mm-hm.

Well, we can go somewhere else,

get somebody else to buy.

- l can't. We've only two days to change it.

- What do you mean?

A provision says the beneficiary can't be

changed after a year. That's in two days.

- Well, maybe we could...

- Two days!

- Ann, listen.

- Don't. Don't.

Don't.

This is not fixable.

Just go, Matt.

Just go.

(Chae) What did Alex pick up

from your place?

(Matt) l don't know.

Well, over for sure now, huh?

She left some so she could come back

and see you, see if she still had feelings.

Based on what l saw, she didn't

have any feelings. Except anger.

- Think you've had enough.

- l'm trying to help you.

One of your patrons has been overserved.

l may have to cite you, Elena.

See you tomorrow, Chae.

See you tomorrow.

Man!

Busting my chops,

Mister Drinking-on-duty.

l'll see you.

- Good night.

- (Elena) Take it easy.

- Let me get you a refill there, Chief.

- Nah, l'm good. l'm good, Chris.

Come on, it ain't a bribe, just a beer.

Two of whatever he was drinking.

Sure.

Thank you.

Let me ask you something.

That night when you were out looking

for that prowler, did you see anybody?

No, l didn't.

See, l had this feeling when l got home

that Ann was with some other guy.

- Really?

- l think he snuck out when l got home.

Oh.

No, l didn't... l didn't see anybody.

Tell you what, though.

Next time that little p*ssy comes around...

- Little p*ssy?

- Sure.

- Scurries out the second he hears me.

- Scurries?

Yeah.

You know,

l could almost respect a man

who had the balls to confront me.

Tell me ''Yeah, l'm banging your wife.''

Maybe this guy, maybe there's nothing

he would rather do than, you know,

to tell you you're a lousy husband

and that you don't deserve Ann.

Maybe there's nothing he'd rather do than

walk up to your face, look you in the eye,

and say to you

''Chris, l'm banging your wife... good.''

Maybe, you know, maybe...

maybe your wife won't let him.

l'd respect him, at least.

And if he did that then l'd go up to him,

look him in his eye and l'd say:

''Just come near her again...

and l'll kill you.''

Oh, Chris. Wow.

Chris, as a police officer, l can't let you

go around threatening people's lives.

lf you're serious then l would be

obligated to do something about it.

- Really?

- That's right.

Thanks for the beer.

And the conversation.

- Thanks for listening.

- OK. You give Ann my best.

lf you can.

(footsteps)

- You been waiting long?

- Hey.

- Sorry about last night.

- OK.

You must really be mad at me.

God. l used to love

coming out here with you.

l thought l was the sh*t,

a freshman making out with a senior.

You were.

- Still are, quiet as it's kept.

- l guess l was, huh?

- Here.

- What's this?

- My going-away present.

- Going away?

lnsurance policy.

- Making me the beneficiary? Come on.

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