Suburbicon Page #5

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Believe me,

I'm just here to chase down

all those little red flags.

It's very routine.

We just need to have them explained

to us before we can send out a check.

The claim will be honored,

of course.

- Hmm, that's good.

- Oh, sure.

Let's just take a look here.

So the first little red flag

that I noticed

was that march 3rd,

about three months before

the incident,

the amount of the whole part of the

policy was substantially increased.

It's kind of unusual.

I don't suppose

you know anything about that?

Mmm-hmm. I do.

That was Gardner's idea.

It was, huh?

Okay.

What else have we got?

We've got...

Oh. More than one claim

on the policy.

That's always a red flag.

The claim from rose's car

accident?

Yeah, he stung us good

on that one.

Well, that's okay.

That's what we're here for.

The bank says he hasn't made his payments

for his home loan in three months.

Oh. Well, times have been

a little tight around here.

Gardner lost our savings when

he started his own business.

Is that right?

What else have we got?

Oh!

Here's another little red flag.

I didn't even notice this one

before.

Uh, about five months ago,

Mr. Lodge redeemed $5,000 worth

of his whole life policy

with us.

We always like to notice things

like that.

Nicky!

Nicky, get back in your room.

Go back to where you came from!

Get the hell out of here!

I'm sorry. That money's

for Nicky's college education.

I guess you put it

in a trust fund or something?

Would you like a cup of coffee?

That would be absolutely

terrific.

Thank you.

Yeah.

I'm sorry to be such a pest.

I mean, this stuff isn't very

important,

but I tell you,

I could put you on the floor

with some of the scams

I've seen.

I've got to smile just thinking

about them.

I mean, I had this one guy

couple of years ago,

he put in a claim for

his clothing store burned down.

You're not gonna believe this.

We find a couple of gas cans

in there

with Eulah May printed on them.

It's his wife's name.

It's the name of his pleasure

boat where he got the cans from.

I guess he thought those

aluminum cans

were gonna burn up or something.

I don't know what he thought!

And cars. Thank you.

You wouldn't believe

what people do to their cars

just because something's a little

wrong with the transmission.

They figure they can

fleece us for the whole thing.

Sell 'em for scrap,

report 'em stolen.

See, but the body shop guy knows

we pay a bounty for those things.

Mmm. Yeah, I mean, just this week,

half your block tried to tap us

for homeowner's

because of your new neighbors.

Can you believe it?

How about them neighbors!

Oh, excuse me.

Yeah.

You've been in this business

long as I have,

you develop a nose

for hanky-panky.

'Cause it smells, you know?

It's got this faint aroma.

This smells bad.

That smells good.

You know what I mean?

Yeah.

But this one?

This particular case here?

Does not have that faint aroma.

Thank goodness for that.

Nah, this one stinks.

This one... I've been smelling this

one since I got off the turnpike.

Jesus, does it stink!

You sleep with Gardner, do you?

I beg your pardon!

Well, you know,

that's none of my business,

but I've got to tell you,

that kind of nonsense,

it can come back

and haunt you down the road.

If you killed her, I mean.

How dare you come into this home

when my sister is dead

and make jokes about flags

and the Barber of Seville!

Oh, I assure you, Miss O'Rory,

I am anything but joking.

You see, in my experience,

nobody's stupid enough

to increase their insurance policy

just before they kill their wife.

If there's one thing you can be sure of,

it's that Gardner lodge isn't stupid.

Oh, I agree.

So you've just proved

yourself wrong, Mr. Cooper.

I made it up.

You made it up?

I made it up.

He didn't take out more

insurance on rose.

I was just fishing.

I do it on every claim.

I go fishing.

And you know what?

This time I caught a whopper.

What?

You said "we."

What?

"We lost our savings

"when Gardner tried

to start his own business."

"We lost our,"

not "they lost their."

I think you should leave

before I call the police.

Call them.

Hell, you know what?

Let's just walk down the street.

There's a dozen of them

standing a block away.

You get out of my house.

Your house?

Oh! Get out!

Get out. Get out, you!

I loved my sister,

and I love her son!

You love her husband, too?

Oh!

You tell Mr. Lodge

I'll be back this evening.

We can have a chat about it

then.

You're taking the night off.

- What?

- You're taking the night off.

I've got more important things

for you to do.

You're crazy, man.

I got Stanhope to come in and cover

for you. We've got business.

All right. What is it?

And don't talk so loud.

This guy's a f***ing hard-on,

is what it is.

He hung up on me last night.

He doesn't care.

I think he's getting ready

to f*** us.

He can't f*** us.

That's right!

I'm telling you, this is the last

time that clown's gonna ignore us.

That's why you're taking

the night off.

Take care of the kid

and the lady.

Give him something to think

about when he gets home.

Two more f***ing people?

I don't know

if I can get into that.

I'm telling you,

you ain't got any choice.

It's either that,

or he fucks us!

The guy don't respond,

he don't respond.

Two people, man!

Look, if you can't take care

of a kid and a lady,

you know what that means?

It means

you're a f***ing liability.

Gardner, I'm sorry.

I'm so, so sorry.

I love you so much.

Please don't be angry with me.

What happened?

Mr. Lodge?

Yes.

I believe your sister-in-law

might have mentioned me to you?

Yes.

Thank you.

Hello, ma'am.

Hello.

Right this way.

It's quite a commotion

out there.

Yes, I know. Have a seat.

Whole town's out there,

throwing rocks and garbage.

- Did you see that?

- I saw.

All those people, you'd think

we're in Mississippi.

Please, just keep

the curtains closed.

Yeah, that's probably

a good idea.

Now, what are these

accusations...

Miss O'Rory, I tell you, a cup of

coffee would be really terrific,

if it isn't too much trouble.

No trouble.

Thank you.

Look, I've had a long day.

So let's just get right to

the point.

You killed your wife.

You want to collect.

I want a piece of the action.

I don't want to talk

about this for a long time.

I'm not gonna negotiate.

I've had a long day.

I'm not gonna hear any denials.

Just tell me, yes or no.

What do you want?

You want some of the money?

I want all of it.

All of it.

Or you go straight to jail, pal.

I could walk outside

and have six police officers

here in no time.

Here you go.

Thank you.

You don't have any choice.

I'm just gonna sit here and wait for

you to figure that out for yourself.

All right?

If we did

kill my wife,

what makes you think

I wouldn't kill you, too?

Mr. Lodge.

Are you crazy?

Do you think

that I'm the only investigator

that knows how to read

a claim for fraud?

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